On October 23rd, Xiao Yuanqi, Deputy Director of the State Financial Supervision and Administration Administration, stated at a roundtable discussion at the 2025 Bund Annual Meeting that talent remains our most valuable and precious asset in the financial sector. Despite the rapid development and widespread application of artificial intelligence (AI), it is important to understand that its application in the financial sector is still in its early stages and its role remains supportive, unable to replace human decision-making. In key areas such as credit, insurance pricing, loss assessment, and actuarial science, human professional judgment remains indispensable.