"Traditional smart investment advisors often have problems such as generalized strategies, mechanical feedback, and lack of continuous learning." At the Supply Chain Finance Forum of the 2025 JD Global Technology Explorers Conference, JD Finance released a newly upgraded AI wealth manager "Jing Xiaobei". The relevant person in charge introduced that based on JD's big model, financial vertical big model and user memory system, "Jing Xiaobei" can achieve accurate insights into user needs, interact with humanization, and have an information retrieval accuracy of over 90%, pushing wealth management services from function-oriented to a new stage of intelligent collaboration.