The rapid evolution of AI technology is driving productivity transformation and ecosystem reshaping in the wealth management industry. Leading fund distribution platforms are leveraging AI to build a mutually beneficial ecosystem, fund companies are leveraging AI to enhance investment research efficiency, and investment advisory services are expanding with the help of AI. Industry insiders believe that AI, with its key words of openness, convenience, and depth, is leading the industry from the initial stages of online products and services to a new phase of intelligent service development. This will reshape the investor experience and the industry's value chain.