After many years, the team of financial asset investment companies (AICs) finally welcomed new faces. Recently, Industrial Bank, China Merchants Bank, and CITIC Bank respectively announced that they plan to invest tens of billions of yuan to establish AICs to increase support for scientific and technological enterprises and private enterprises. For enterprises, the support of bank-affiliated investment institutions not only means that they can obtain funds at a lower cost, but also help them improve market recognition. The reporter learned from various surveys that more and more banks entering the AIC can promote the diversified development of my country's investment and financing system, alleviate the problem of corporate financing difficulties, and promote the transformation of banks from traditional capital intermediaries to comprehensive financial service providers. Industry insiders said that the layout of banks on the investment side has always been relatively limited. The expansion of the AIC license is expected to allow more joint-stock banks with flexible mechanisms and high-quality regional banks to have the opportunity to participate in the future, forming a "national + regional" industry pattern. "Obtaining an AIC license is equivalent to obtaining a golden key. It can help banks enhance their profitability resilience. In addition to the income brought by direct investment, it can also help banks leverage other businesses besides financing." A person from a joint-stock bank told reporters that in the context of pressure on net interest margins, the establishment of a new AIC is a win-win situation for technology companies and banks.